Many seniors prefer to stay in their own homes for as long as possible. It is comfortable and familiar. It is filled with memories. They may have already paid off their mortgage. But as they get older, living alone can become more challenging and unsafe. Sometimes families recognize these issues first but are hesitant to say anything. Seniors may even realize they could benefit from additional support.
In-home care can be a valuable resource for empowering seniors to age in place more safely and effectively. But a big concern for many families and their loved ones is the cost. They worry that in-home care will be too expensive. This is not always the case.
Custom Care Solutions can assist you to determine the appropriate level of care and service for your loved one while staying within your budget. They can support you in deciding what duties they may want assistance with, as well as what times of day they could benefit from having someone else around. This can be established if a caregiver is only needed at specific times or on certain days. In-home care is quite adjustable.
There are various ways to reduce the cost of care. Many families are unaware that these resources exist or where to look for them. Here are a few options to think about:
Long-Term Care Insurance
Custom Care Solutions, such as in-home care, are often included. There may be requirements in terms of the amount or type of services needed before insurance kicks in.
Some life insurance policies allow you to apply them toward long-term care. You may be able to use this to help pay for in-home care services.
Read your loved one’s policy carefully or talk to their insurance provider to see if in-home care is included.
There are medical and financial eligibility requirements, so see if your loved one qualifies. Review your individual state’s program laws and benefits.
It’s a good idea to look into all of your possibilities to discover what works best for your elderly parent’s situation and budget. A Custom Care Solutions provider can also tell you if there are any other resources or services in your area that could be able to assist you to save money. You could discover that in-home care is less expensive than you assumed.
Custom Care Solutions can benefit older adults in many ways. Seniors want to remain independent and in control, and an in-home caregiver can help them to do just that. They will receive the appropriate level of assistance for a given situation and can continue to do many things on their own. Contact Always Best Care at 760-469-4633 to schedule a care consultation and learn more about Custom Care Solutions and payment options.